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Key Highlights of Axis Bank Atlas Credit Card
Axis Bank My Zone Credit Card
Best Suited for  Travel
Joining Fee Rs. 5,000
Annual Fee Rs. 5,000
Welcome Benefits 5000 EDGE Miles upon successful completion of 3 transactions on the card within 60 days from card activation
Best Feature 5x edge miles on booking flights via Axis Bank Travel EDGE Portal and other selected portals
The Money Fair Rating ★★★★(4/5)

Welcome Benefits

Axis Bank Atlas Credit Card comes with a welcome benefit of up to 20,000 bonus Reward Points. These bonus Reward Points can be redeemed for a variety of products and services. Additionally, cardholders get a complimentary 3-month subscription to Amazon Prime, discounted Taj Experiences, and exclusive discounts on select brands. Furthermore, cardholders also get to enjoy a host of other benefits such as cashback offers, discounts on travel, dining and more.

Milestone Benefits

  • Welcome Gift: Receive a Flipkart voucher worth Rs.500.
  • Milestone Reward: Get 5,000 bonus reward points on spending Rs.1,00,000 or more in a year.
  • Milestone Cashback: Get 10% cashback (up to a maximum of Rs.2,000) on spending Rs.2,00,000 or more in a year.
  • Milestone Rewards: Get 10,000 bonus reward points on spending Rs.3,00,000 or more in a year.
  • Milestone Bonus: Get a gift voucher worth Rs.2,000 on spending Rs.4,00,000 or more in a year.

Annual Benefits

  • Complimentary access to select lounges at airports in India: Cardholders get 8 complimentary visits to select lounges at airports in India per year.
  • Reward points: Cardholders earn reward points on all their purchases. Every Rs.200 spent earns them 1 reward point.
  • Cashback: Cardholders get 1% cashback on all domestic purchases.
  • Fuel surcharge waiver: Cardholders get a waiver on fuel surcharge at any petrol pump across India. The maximum waiver is Rs.400 per statement cycle.
  • Insurance coverage: Cardholders get free personal accident insurance coverage of up to Rs.10 lakhs.
  • Easy EMI: Cardholders get the option to convert their purchases of Rs.2,500 or more into easy EMIs.
  • Discounts: Cardholders get exclusive discounts on dining, shopping, and travel.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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Axis Bank Atlas Credit Card: Fees & Charges

The fees and charges applicable to Axis Bank Atlas Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 5,000

Annual/ Renewal Fee

Rs. 5,000

Finance Charges

3.60% per month (52.86% per annum)

Late Payment Fee
  • Less than Rs. 500 Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Whether or not you should get the Axis Bank Atlas Credit Card depends on your financial needs and goals. This card offers a range of features and benefits, including travel rewards, cashback, and a competitive rewards rate. However, it also has a high annual fee and a few other drawbacks that you should consider before deciding if it's the right card for you. Ultimately, it's important to do your research and evaluate your own financial situation before applying for any type of credit card.

It depends on your individual needs and wants. Before deciding whether or not to go for the Axis Bank Atlas Credit Card, you should consider the benefits, rewards, fees and other associated costs. You should also compare the card with other similar cards to determine which one is more suitable for you.

Click here to apply for this credit card. 

Criteria Details
  • Age
  • Occupation
  • Minimum Income with popular brands like Paytm, Ajio and Swiggy
  • 18 – 70 years 
  • Salaried and Self-Employed
  • Salaried – 9 lakh p.a.Self-employed – 12 lakh p.a.

Q.  What is EDGE Mile?

A. EDGE Mile is an online platform developed by Edge AI, Inc. that helps businesses, organizations, and individuals to better manage and measure the performance of their operations. It provides an easy-to-use dashboard with customizable metrics and analytics to help users understand, monitor, and improve their performance. It also provides detailed insights into customer behavior and trends, and offers actionable recommendations to help improve operations. Additionally, EDGE Mile offers a library of resources and helpful tools to further support performance management.

Q. What is the difference between EDGE MILE and EDGE Point?

A. EDGE Mile is a rewards program that allows customers to earn points when they purchase products and services from participating merchants. EDGE Point is a loyalty program that allows customers to earn and redeem points for rewards such as discounts, gifts, and more. EDGE Mile is focused on rewarding customers for their frequent purchases while EDGE Point is focused on rewarding customers for their loyalty.

Q. How can EDGE Miles be redeemed?

A. EDGE Miles can be redeemed for a variety of rewards, including free flights, hotel stays, rental cars, and more. You can also use them to upgrade your flight or purchase additional amenities such as airport lounge access and priority boarding.

Q. What is the foreign transaction fee charged by Axis Bank Atlas credit card?

A. The foreign transaction fee charged by Axis Bank Atlas credit card is 3.50%.

Q. I don't have a bank account. Can I apply for an Axis Bank Atlas credit card?

A. No, you cannot apply for an Axis Bank Atlas credit card without having a valid bank account.